英文缩写：epi
英文全称：Equal principal and interest
中文音译：等额本息
双语例句
1、等额本息与等额本金还款法的争议余音未绝时，昨天，第三种购房还款法又在杭州现身。
Matching service and matching repayment of principal law must not dispute lingering sound， yesterday， the third purchase repayment France also appear in Hangzhou.
2、在对贷款方式研究的基础上，通过对等额本息法和等额本金法两种基本还款方式的对比分析，阐明了个人住房抵押贷款还款的选择方式。
Based on the research on the loan modes， this paper makes comparative analysis on the two basic repayment modes， the equality corpus and interest and the equality corpus， this paper expounds the selection of the repayment mode of the personal housing mortgaging loan.
3、其中，初始投资成本不仅仅计及了设备购置成本（包括建设的相关费用）、土地租赁成本，还创新的引入了技术改造成本以及贷款利息，并推导了等额本息还款方式下的利息总额计算公式。
Among them， the initial cost is taking into account not only the equipment cost， land leasing costs， but the introduction of innovative renovation costs and interest on loans. The interest in equal installments of principal and interest repayment formula is derived in this article.
英文缩写是ACPI
等额本息（Average Capital Plus Interest）是指一种购房贷款的还款方式，是在还款期内，每月偿还同等数额的贷款(包括本金和利息)，和等额本金是不一样的概念。每月还款额计算公式如下：[贷款本金×月利率×（1+月利率）^还款月数]÷[（1+月利率）^还款月数－1]
